Estimate based on your assumptions
Returns Analyzer
Calculate CAGR, ROI and XIRR for regular or irregular cash flows.
USD
USD
years
Compound annual growth rate
12.47%
From $10,000 to $18,000 over 5 years
Total return
80.0%
Absolute gain
$8,000
CAGR method
One smoothed annual rate
CAGR is (ending ÷ starting)^(1 ÷ years) − 1. It ignores intermediate cash flows and volatility.
Returns shown are historical calculations from your inputs, not forecasts. XIRR requires at
least one negative and one positive cash flow and may have no unique solution.
Read the result clearly
Projection, not prediction.
Finance Sparrow applies the assumptions you enter consistently over the selected period. Real-world returns, inflation, fees and cash flows vary. Use scenarios and sensitivity—not a single headline number—to understand the range of outcomes.