Calculators/Retirement & FIRE

Estimate based on your assumptions

Retirement & FIRE

Estimate retirement corpus, funding gap, FIRE age and Coast FIRE progress.

Planning only retirement-1.0.0
years
years
USD
USD
USD
%
years

Drawdown horizon after retirement for the life-path chart.

Advanced assumptions · inflation, saving growth and withdrawal
%
%
%
Projected corpus at retirement
$2M

Target corpus: $2M

Funding ratio
103%
Projected surplus
$59,209
Portfolio longevity
Lasts full 30y

Through age 90

Annual expenses at retirement
$82,365

3% inflation assumed

Savings path, then retirement drawdown
Portfolio Target corpus Retirement
Savings path, then retirement drawdownRetirementAge 32Age 90
After retirement the chart withdraws today’s expenses grown with inflation, while the portfolio still earns the assumed return. The corpus target uses expenses ÷ withdrawal rate—a planning shorthand, not a guarantee. Tax, sequence risk and pensions are not modeled.

Read the result clearly

Projection, not prediction.

Finance Sparrow applies the assumptions you enter consistently over the selected period. Real-world returns, inflation, fees and cash flows vary. Use scenarios and sensitivity—not a single headline number—to understand the range of outcomes.